Close Your spouse's eligible federal student loans (if any) or income may be taken into account when determining your eligibility for income-driven repayment plans and your payment amount under the income-driven repayment plans if: If any of these apply, add your spouse's loan(s) (if any) and interest rate(s) here and enter your combined adjusted gross income (AGI) for Your Income.
The payment estimates below will include your spouse's income and loans (if any) for purposes of determining payment estimates for your loans only.
For all plans, family size also includes other people only if they live with you now, receive more than half their support from you now, and will continue to receive this support for the year that you certify your family size.
To obtain payment estimates for your spouse's loan(s), your spouse may sign-in and/or use this tool to estimate payments for his/her loans separately.
Close Adjusted Gross Income is an individual (or couple's) total taxable income minus specific reductions.
For the purposes of repayment plans, your family size may be different from the number of exemptions you claim on your federal income tax return.
Close The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan (i.e.
Income-Driven Repayment or Standard Repayment plan) while working full-time for certain public service employers.