Sign up for free sex no bullshit no credit card


My just turned 20 year old is getting offers in the mail every day now (I thought there was some rule about being 21??? The fact that they found that Millennials that weren’t using credit cards were afraid to go into debt suggests that they don’t trust themselves.) And on the front of the envelope it sometimes says “Start Building Your Credit Score” (I guess it’s a better message than “get a cool frisbee” like I got in college when I signed up…) But dangerous message that needs explanation to young adults. Here’s a throwback to the 80’s, just for kicks: This is your brain on drugs. You shouldn’t be pushing credit cards on people that don’t trust themselves with debt. Reply I am a credit card lover as well, they are a great tool when used correctly. This survey is encouraging – Maybe we have a Millennial trend going and credit card debt per person may actually go down!

Sign up for free sex no bullshit no credit card-40

Their PR department just shot me a pretty lame press release, and after asking if I was going to share it with my audience twice within 24 hours (impatient, much? Though it probably won’t be what they were hoping for ;) Here’s what they sent below, along with my gut reactions… ************* Millennials, the largest generation, show a significant aversion to credit, perhaps because they’ve lived through the financial crisis and battled student loan debt.

If you’re the folks at TD Bank, apparently you take the score.

Reply I know more people are using apps and new technology to xfer money around – especially around smart phones – so maybe all of that is helping lead to less credit card use too?

As well as the younger gen just not buying so much *stuff*? Who’s spending money on music or TV when one could just subscribe to every album ever released and large programming backlogs for $10 a piece?

I’m right there with you, stay debt free over a good credit score any day.